Terms Of Use

Use of Website
    SmartKitty service (the "Service") and its affiliate sites (the "Sites") are accessible worldwide to anyone with Internet access. Access to and use of the Service and the Sites are subject to the terms and conditions of this Terms of Use Agreement and all applicable laws and regulations, including laws and regulations governing copyright and trademark. By accessing the Service and the Sites, you accept, without limitation or qualification, all of the terms and conditions in this Terms of Use Agreement. 

    The Service and the Sites include bulletin boards, chat rooms and other pages which allow you and other users and members to post information, provide feedback to SmartKitty and its affiliates, and interact in real-time. You agree not to post or transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, violate the rights of others, or otherwise violate any applicable local, state, national or international law. You agree to only post information that is true and correct in light of your knowledge. Although SmartKitty and its affiliates may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards and other user and member generated pages on the Site, neither SmartKitty nor its affiliates is under any obligation to do so.

    SmartKitty and its affiliates reserve the right to change these terms and conditions at any time. The changes will appear on this screen. By using the Service and the Sites, you agree in advance to accept any changes.

    SmartKitty is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this Website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. Links to other websites from this Website are for convenience only. 

Email Disclaimer
    The contents of this communication, including any attachment(s), are confidential and may be privileged. If you are not the intended recipient (or are not receiving this communication on behalf of the intended recipient), please notify the sender immediately and delete or destroy this communication without reading it, and without making, forwarding, or retaining any copy or record of it or its contents.
Note: We have taken precautions against viruses, but take no responsibility for loss or damage caused by any virus present.

Information
    Information provided by SmartKitty and other sources on this Website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. We endeavor to keep the information posted at this site current. However all information are subject to change at any time without notice to users and the posted information at the site may not immediately reflect such changes. 

    The Service and the Sites contain information, facts and opinions from various individuals and organizations. The Service and the Sites are provided on an “as is” basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are imposed by and incapable of exclusion, restoration or modification under the laws applicable to this agreement. Neither SmartKitty nor its affiliates endorse or are responsible for the accuracy or reliability of any opinion, advice or statement on the Service or the Sites.

    SmartKitty does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed, uploaded, or distributed through the Service by any user, information provider or any other person or entity. You acknowledge that any reliance upon any such opinion, advice, statement, memorandum, or information shall be at your sole risk. Your use of the Service and the Sites is at your own risk. Neither SmartKitty nor any of  its subsidiaries, divisions, affiliates, agents, representatives or licensors shall be liable to you or anyone else for any loss or injury or any direct, indirect, incidental, consequential, special, punitive or similar damages arising out of your access or use of, or you inability to access or use, the Service and the Sites and the information on the Service and the Sites or arising out of any action taken in response to or as a result of any information available on the Service and the Sites. You hereby waive any and all claims against SmartKitty and its subsidiaries, divisions, affiliates, agents, representatives and licensors arising out of your use of the Service and the Sites and the information available thereon.

    The information, facts, and opinions provided are no substitute for professional advice. Always consult your primary care physician for any medical advice, diagnosis, or treatment and before undertaking a new diet or exercise plan. This Service and the Sites are for informational purposes and should be used in conjunction with health care professionals.

    You should be aware that if you voluntarily disclose personal information (e.g., user name, email address) on a bulletin board, chat room or on any other user or member generated pages, that information can be collected and used by others and may result in unsolicited messages from other parties.


Products and Services
    SmartKitty and its affiliates do not review or monitor any web sites linked to the Service and the Sites and are not responsible for the content of any such linked web sites. Your use of such web sites is at your own risk. You acknowledge that the use of any advice, opinion, recommendation, statement or other information displayed, link to, or distributed through the Service and the Sites is at your own risk. Prior to purchasing any third party products or services described on the Service and the Sites, you are advised to verify pricing, product quality and other information necessary to make an informed purchase. Neither SmartKitty, nor any of its subsidiaries, divisions, affiliates, agents, representatives or licensors shall have any liability arising from your purchases of third party products or services based upon the information provided on the Service and the Sites.

    You should note that the investments mentioned on this site may not be suitable for all investors. If you have any doubts, you should seek advice from your investment advisor. You should note that income from investments may fluctuate. If an investment is denominated in a currency other than the currency used in your geographical region, changes in the rate of exchange may have an adverse effect on the value price or income of the investment. Past performance of an investment is not necessarily a guide to its future performance. Some investments may not be readily realizable, and it may therefore be difficult for you to sell or realize such investments, or to obtain reliable information about their value or the risks to which you are exposed in respect of them. Where reference is made to the effect of tax, you should note that levels and bases of taxation may change. Prospective investors should consult with their financial adviser to determine if the securities mentioned may lawfully be sold in their jurisdiction.

Trade-marks and Copyrights
    The materials used and displayed on the Service and the Sites, including but not limited to text, software, photographs, graphics, illustrations and artwork, video, music and sound, and names, logos, trademarks and service marks, are the property of SmartKitty or its affiliates or licensors and are protected by copyright, trademark and other laws. Any such content may be displayed solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the written permission of SmartKitty or the appropriate affiliate.

Service
    SmartKitty may modify, suspend or discontinue Service at any time, for any reason, at its sole discretion without providing or disclosing any reasons behind its decision. SmartKitty reserves the right to refuse Service to anyone for any reason at any time, at its sole discretion with providing or disclosing any reasons behind its decision.

    Users who are not in agreement or refuse to accept our Term of Use Agreement are asked kindly to exit SmartKitty and cease further use of SmartKitty. Users who violate our Terms of Use Agreement will be denied service to our site, and may face further action.

Last revision: April 23, 2011